August
How Roofing Contractors Can Help With Your Insurance Claim
It’s important to hire a reputable, experienced local roofer to handle your storm damage – and to handle the subsequent insurance claim as well. When your roofer can help you maximize your insurance claim, you can collect your money faster.
Choose an expert in storm damage remediation to restore your roof to before-storm condition. Most licensed and insured roofing specialists will handle your hail damage roof repair in Burlington NC and then work with your insurance company to recover reimbursement.
Let’s take a look at ways your roofing contractor will work with you to maximize your insurance claim:
Documentation of Your Roof Repair
Documentation is a key element in getting your insurance claim to be honored the first time around. Your roofer should provide a detailed damage report that includes photos and submit it to your insurer. This is usually all the insurance company needs but being proactive could save you weeks. With the right roofer and photos behind you, the insurance company may waive its right to send an adjuster out to personally inspect the damage.
Itemized Estimates
Itemized estimates help to protect your bottom line when payment is due for the repair project, while reducing risk for your insurer. Estimates that spell everything out will allow insurers to grant claims without worrying that they will be taken advantage of by shady characters. You also get peace of mind knowing there are no hidden costs that will surprise you later.
Accurate Insurance Claim Paperwork
To collect insurance money, there are several forms you have to fill out. Many homeowners spend a lot of time completing all that paperwork on their own, only for the insurance company to reject the claim due to a minor oversight. Experienced roofers know insurer processes inside and out and will double-check your paperwork to make sure you didn’t miss anything.
Savings on Materials and Other Costs
Minimizing your roof repair costs means you can make more efficient use of the entire claim amount. This is important particularly when you need to take care of other household repairs as well. Roofers have spent many years building up relationships with vendors and can use bulk buying power to reduce costs on materials so you can save money.
Rebates and Other Incentives
Sometimes, you can qualify for tax credits or other incentives. Use these perks to rebuild after a storm and reduce how much you need to claim from your insurer. It’s more likely that your insurance company will approve smaller claims without a problem, and you can avoid future premium increases as well.
Communication With Your Insurer
Sometimes, insurance companies follow up with roofers to clarify the project details of your job. If you chose a less-than-reputable roofer in the first place, they may be nowhere to be found, and you’re left holding the bag. Your roofer should be ready and willing to discuss the roof damage and repair with your insurer.
Preventing Future Insurance Claims
Not all roofers are well-versed in storm damage remediation and don’t know how to address extensive roof damage. Or, they may attempt it and make mistakes that can result in leaks or other problems in just a few months. It’s not easy to get a second claim approved so soon after the initial damage, even if it’s connected to the original storm damage.
Contact Redeem Roofing
Here at Redeem Roofing, we are happy to assist you with all insurance claims when hail or wind damages your roof. We provide full storm damage repair for your home or business, and work with all major insurance carriers. To schedule an appointment, contact our Burlington & Greensboro roofers at 336-350-1450.
1st job-Travis & his crew provided top notch service/work. From initial phone call, evaluation of the roof/repairs needed (& giving the quote) to completion of the quoted repairs- all were done with utmost professionalism. One of the most dedicated/helpful/friendly/competent folks out there in this field. HIGHLY recommend. Hands down the best!!
- Category: Roofing